Shaping Your Financial Future

Shaping Your Financial Future

  • How A Financial Planner Can Help A Big Spender Manage Wealth

    Do you love spending money but have a bad habit of not keeping track of what is coming out of your bank account? Before you end up draining out all of your savings, you may want to invest in a financial planner to help you manage your wealth. Find out in this article how a financial planner can help you make the most out of your savings and what you are likely to be charged.

  • 3 Things to Consider before Getting a Payday Loan

    Payday loans are a godsend when something unexpected happens and you don't have the money to pay for it. Whether it's a visit to the hospital, a major repair done on your car, or financial trouble at work, payday loans can help you navigate uncertain terrain with the knowledge that all your bills will still be paid on time. That said, there are several things you should keep in mind before signing your name on the dotted line.

  • Planning For Tax Season When You Work For Yourself: What You Should Know

    Going into business for yourself carries with it many benefits. These include freedom to set your own hours, choosing the jobs you take and do not take, and not having to answer to a boss or supervisor. And, of course, being in charge of your own income and money can be a positive aspect of being a self-employed worker. However, in order to maximize the benefits of your self-employment, you will need to be sure that you take steps to ensure that your tax planning is properly completed.

  • 3 Seemingly Worthless Items That A Gold Buyer Will Buy

    You might have seen advertisements for pawn shops and gold buyers who claim that they purchase unwanted gold items. You might have heard that this is a good way to gather up some cash when you need it, but you might not think that you have anything that is valuable enough to sell.   However, you might be surprised by the items that many of these gold buyers will purchase. In fact, there is a good chance that you have something lying around that you will never use but that you can sell to someone who buys gold.

  • Short-Term CD Ladders: Extra Savings Without The Extra Wait

    If you've been interested in certificates of deposit, but you don't have much in savings and haven't felt very good about tying up money for years at a time, look into short-term CD ladders. CD rates have been fairly low for some time now, with longer-term CDs not yielding all that much more than short-term CDs. That sounds bad at first, but it means you can look into shorter-term accounts without much loss.

  • About Me

    Shaping Your Financial Future

    A few years ago, I found myself in a tough spot. I was completely out of money, and my expenses kept piling up. I knew that if I didn't turn things around, I would be declaring bankruptcy for my business. To ward off financial disaster, I decided to invest a little time into learning how to budget. I made a few simple changes, including eating out less, paying attention to fines and fees, and avoiding excessive shopping trips. You wouldn't believe how quickly things changed. This blog is designed to teach beginners how to shape their financial future, so that you don't have to worry.