Shaping Your Financial Future

Shaping Your Financial Future

  • Three Payday Loan Myths You Should Overlook

    There is a lot of talk about payday loans with some of the conversations being negative. However, much of this talk is simply from a place of misunderstanding. There are a number of myths that deter people from relying on this fast and easy funding source in their time of need. When it comes to your own experience with a payday loan, make sure you understand fact from fiction. 1. Puts You In Debt

  • Is Your Teen Ready To Have A Checking Account?

    Opening a checking account is a big step for a teenager. Yes, it's a great way for your teen to become more independent, but it's also a lot of responsibility. Ideally, you should open a checking account for your teen at an early age to teach him or her how to handle money. However, before you go to the bank, you need to make sure your teen is ready to have a checking account.

  • How To Prepare Financially Before You Go To College

    Regardless of whether or not you are going to be working on campus in order to pay for books or other items you need while you are in college, or if your parents are transferring you money every few weeks, you are going to need to make sure that you are financially prepared. Here are some steps for getting ready with regards to finances before you go to college. 1. Open a Bank Account

  • How A Financial Planner Can Help A Big Spender Manage Wealth

    Do you love spending money but have a bad habit of not keeping track of what is coming out of your bank account? Before you end up draining out all of your savings, you may want to invest in a financial planner to help you manage your wealth. Find out in this article how a financial planner can help you make the most out of your savings and what you are likely to be charged.

  • 3 Things to Consider before Getting a Payday Loan

    Payday loans are a godsend when something unexpected happens and you don't have the money to pay for it. Whether it's a visit to the hospital, a major repair done on your car, or financial trouble at work, payday loans can help you navigate uncertain terrain with the knowledge that all your bills will still be paid on time. That said, there are several things you should keep in mind before signing your name on the dotted line.

About Me

Shaping Your Financial Future

A few years ago, I found myself in a tough spot. I was completely out of money, and my expenses kept piling up. I knew that if I didn't turn things around, I would be declaring bankruptcy for my business. To ward off financial disaster, I decided to invest a little time into learning how to budget. I made a few simple changes, including eating out less, paying attention to fines and fees, and avoiding excessive shopping trips. You wouldn't believe how quickly things changed. This blog is designed to teach beginners how to shape their financial future, so that you don't have to worry.