Shaping Your Financial Future

Shaping Your Financial Future

  • Short-Term CD Ladders: Extra Savings Without The Extra Wait

    If you've been interested in certificates of deposit, but you don't have much in savings and haven't felt very good about tying up money for years at a time, look into short-term CD ladders. CD rates have been fairly low for some time now, with longer-term CDs not yielding all that much more than short-term CDs. That sounds bad at first, but it means you can look into shorter-term accounts without much loss.

  • Addressing Frequent IRA Questions and Concerns

    Planning for your retirement is one of the most important things that you can do throughout your life. However, there are many people that lack experience or knowledge about the various retirement investment tools available to them. In particular, this can include individual retirement accounts, and if this applies to you, having the following couple of questions answered should help you to make informed choices for your financial future.  Why Rollover Your Work Retirement Account Into An IRA?

  • Three Ways To Get Affordable Health Insurance If You Are Self-Employed

    There are many great advantages to being self-employed, but health care insurance is not one of them. For those who are self-employed, finding affordable coverage can be challenging. However, there are a few ways to find a good policy. The following are three possibilities to get the health insurance that you need. Get a catastrophic health insurance policy This can be a good idea for a certain group of people. Basically, this type of policy has a very large deductible, and this is what keeps the premiums down.

  • Why You Will Want To Use Appraisal Companies When Selling Your Home

    Once you have decided that it is time to sell your home, you are going to want to hire an appraisal company. To help understand just how this would be beneficial to you, you will want to take a look at the following points. Fair And Documented Appraisal You want to make sure that you are getting as much money as you can for your home, without trying to ask for too much money.

About Me

Shaping Your Financial Future

A few years ago, I found myself in a tough spot. I was completely out of money, and my expenses kept piling up. I knew that if I didn't turn things around, I would be declaring bankruptcy for my business. To ward off financial disaster, I decided to invest a little time into learning how to budget. I made a few simple changes, including eating out less, paying attention to fines and fees, and avoiding excessive shopping trips. You wouldn't believe how quickly things changed. This blog is designed to teach beginners how to shape their financial future, so that you don't have to worry.

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